Insurance Done Differently

TotalProtect provides specialized commercial insurance for a variety of industries. From grocers to general contractors, TotalProtect offers customized commercial insurance coverage options designed for your business.

Our expert in-house insurance team provides the product and all related services, such as day-to-day administration, risk management and ongoing service support. TotalProtect saves you time and money while providing your business with the coverage you need.

TotalProtect Advantages

Commercial insurance solutions that fit your industry needs

Cost Savings

Members will receive immediate savings off existing premiums for equivalent coverage.

Long-term rate stability

Stability is generated by spreading claims over the entire pool of TotalProtect participants.

Program flexibility

Member organizations have many different coverage options to choose from.

Dedicated Service

Each member will have a dedicated customer service representative to assist them.

 

Our Industries


Plumbing Contractors

Specialized insurance for your Industry

HVAC Contractors

Specialized insurance for your Industry

Electrical Contractors

Specialized insurance for your Industry

General Contractors

Specialized insurance for your Industry

Welders & Fabricators

Specialized insurance for your Industry

Building Supply Stores

Specialized insurance for your Industry

Retailers

Specialized insurance for your Industry

Grocers

Specialized insurance for your Industry

Manufacturers

Specialized insurance for your Industry

Additional Coverages


Errors and Omissions

Your business may be liable if a client claims financial loss due to an error or omission on your part, or that of an employee. Errors and omissions liability insurance offers coverage beyond the scope of a general liability policy.

Directors and Officers

Provides coverage for defence costs and damages arising out of wrongful act allegations and
lawsuits brought against an organization’s board of directors and/or officers and management.

Bonding

With over 35 years of experience and access to the top surety companies in Canada, we can work with any qualifying contractor in need of bonding for a wide variety of construction projects.

Cyber Liability

Our cyber liability coverage can help you get back to business in the event of a privacy breach, with coverage for remediation expenses, business interruption loss and certain legal expenses.