Group Insurance Solutions, in partnership with the SHHA, is proud to be the provider of a specialized insurance program with risk management services for SHHA members across Saskatchewan. We specialize in helping Canadian associations, buying groups, and independent businesses save money while providing the right level of coverage through a specialized group insurance program. We are here to help you with your insurance needs.

Our Guarantee to You

• We will understand your business and the risks you face.
• In conjunction with the SHHA, we have created a specialized insurance program for Saskatchewan's lodging & beverage hospitality industry.
• We will work with you to determine the right level of coverage to meet your particular needs.
• We will provide consistent and ongoing Saskatchewan-wide sales and service support for your insurance needs.
• As a participant in the Hospitality Insurance Program, you have the benefit of strength in numbers with preferred group rates.
• The Hospitality Insurance Program will provide each member with immediate premium savings and long-term rate stability.
• The Program will provide an opportunity for returns of premium paid directly to participating members during low claiming years.
• All participating members under the Program will have a Group Insurance Solutions representative review current coverage limits, including building evaluations, and provide coverage recommendations.

Features & Benefits

• Immediate Savings – Guaranteed reduction off your current policy premium.
• Long-Term Rate Stability – Members' future premiums are based upon Program claims, not on insurance market swings.
• Ownership of Premiums – A defined percentage of premiums owned by participating Hospitality Insurance Program members; fund pays defined portion of claims; any balance after claims of each year’s fund belongs to insured members.
• Proven Structure – "Protected Self-Insurance" structure same as all franchised Sobeys locations and the Canadian Veterinary Medical Association.
• Complete Insurance Protection – Insurer pays all claims over the annual deductible fund; no deficit or retroactive assessment can occur in this self-insurance program.
• Administration – Underwritten by Royal & Sun Alliance Insurance Company, Arch Insurance Canada, and Lloyds of London - AM Best "A" rated insurers; "Protected Self-Insurance" fund held by Western Financial Insurance Company; risk management, loss prevention and building evaluation service; consistent claims handlers with control adjusters and lawyers under Group Insurance Solutions’ direction on SHHA’s behalf.